Roshan Dsouza,
Let us pray for you. We are grateful that you have come before the Lord in the name of Jesus, seeking forgiveness and blessings. It is only through the name of Jesus that we have access to God, as it is written: "For there is one God, and one mediator between God and men, the man Christ Jesus" (1 Timothy 2:5 WEB).
Firstly, let us address the financial debt you are facing. The Bible tells us: "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law" (Romans 13:8 WEB). We must strive to pay back what we owe, and it is commendable that you desire to repay everyone.
However, we must also address the fact that you are seeking a miracle to close your accounts completely and no longer need to make payments. While God can perform miracles, it is important to remember that we should not test God (Matthew 4:7 WEB). We should not ask God to intervene in a way that goes against biblical principles. Instead, we should seek the Lord's will in His word, the Bible and pray for it.
Let us pray for wisdom and guidance in managing your finances:
"Dear Lord,
We come before you, lifting up Roshan. Thank you, Lord, for your forgiveness and blessings.
We ask for your guidance and wisdom in managing the debt of 7 lakh rupees. Please intervene and stop the harassment and repeated calls from every debt collection agency and individual. Please intervene and stop the threats of legal actions and contacting friends and family for harassment.
We pray for the Lord's will do be done. In the mean time, please provide the finances to pay back the debt and manage your finances in a god-honoring way, in a way that you can be free from debt, "the borrower is the slave of the lender" (Proverbs 22:7 WEB). We know that you know the plans that you have for Roshan, plans for welfare and not for calamity (Jeremiah 29:11 WEB). We know that you will supply every need of yours according to your riches in glory in Christ Jesus (Philippians 4:19 WEB).
We also ask for your grace. We ask for your provision, so that you may be able to repay Sagar and Santosh, as well as any others you owe. We ask for your protection, so that no harm may come to you, your family, or your friends.
We ask all this in Jesus Christ's name, Who told us, "But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well." (Matthew 6:33 WEB)
Lord we ask for your blessings on Roshan's new job. Let him be a blessing to his employer and coworkers. Let him be a biblical witness in the workplace. To the extent that he is obedient to your will he will have favor with the Lord, and favor with people (Proverbs 3:3-4 WEB). Let Roshan's employers be moved by the Holy Spirit to bless him for his obedience to the Lord. Let the Lord hear your prayer and grant you peace and resolution.
Please grant Roshan peace and resolution in Jesus' name. Amen."
Lastly, we encourage you to trust in the Lord and continue to seek His will. We are reminded that: "Your Father knows the things which you need, before you ask him" (Matthew 6:8 WEB). Trust in Him, and He will guide you through this challenging time.