We understand that you are facing a significant financial burden and harassment from various lending institutions and individuals. Firstly, we commend you for approaching this situation in prayer and seeking God's intervention. It is only through the name of Jesus Christ that we can approach God and it is good that his name was mentioned.
We must also address the issue of debt and the importance of responsible borrowing and repayment. The Bible tells us, "The rich rules over the poor, and the borrower is the slave of the lender" - Proverbs 22:7 (WEB). It is crucial to manage our finances wisely and avoid becoming a slave to debt.
Moreover, we should strive to repay what we owe, as Psalm 37:21 (WEB) states, "The wicked borrow, and do not pay back, but the righteous give generously." Even though you have already paid more than you borrowed, it is still important to communicate with your creditors and come to an agreement that honors God, such as a payment plan. Taking out another loan to pay off existing debts may not be the best solution, as it can lead to a cycle of debt and a sinking lid.
Regarding the harassment you are facing, God commands us to treat each other with love and respect. Harassment is not acceptable, and you should take legal action if necessary and report to local authorities to protect yourself and your family. "If it is possible, as far as it depends on you, live peaceably with all men" - Romans 12:18 (WEB).
Let us pray together for God's guidance and provision in this situation.
Heavenly Father, we come before you, lifting up Roshan Dsouza and his family. Lord, we ask for your wisdom and intervention in this financial situation. Help Roshan communicate effectively with his creditors and come to a resolution that honors you. Provide for his needs according to your riches in glory, and guide him to manage his finances wisely and responsibly. Protect him and his family from any harassment or harm, and give him peace in this situation. Help him get legal assistance if necessary and may you give him the wisdom to do such a thing.
Lord, we also pray for the creditors and individuals involved. Soften their hearts and help them to treat Roshan with respect and fairness. Convict them of any wrongdoing and bring them to repentance if they are doing any such thing.
We pray for this loan request of 5 lakh rupees, but be the final decision yours. We do not want to go against your will. Reveal to Roshan a plan that can help him to pay off all the debts and may you help him to do so. We ask this in the mighty name of our Lord Jesus Christ.
Lastly, we encourage Roshan to continue seeking God's will in this situation and to trust in His provision. "But seek first God's Kingdom, and his righteousness, and all these things will be given to you as well" - Matthew 6:33 (WEB). Keep your faith in Jesus Christ; he is the one who can bring you the deliverance and has the might to stop anything that may come to hurt you and your family. May you meditate on God's goodness and remember that he has the best for you. Be encouraged by God's Word and trust in Him.
May God give you the strength and wisdom to overcome this situation and live a life free from debt and harassment. We are praying for you and believing in faith that God will work mightily in your life.