Blessings to overcome Financial debt

[Roshan Dsouza]

Heavenly Father, I come before you in the name of Jesus, asking for your forgiveness of all my sins and blessings. I am burdened with a debt of nearly 7 lakh rupees, and I am being harassed by calls and visits from the banks, which has brought shame to my family. Lord, I ask for your divine intervention and a miracle, so that Indusind Bank, Kotak Bank, Mpockett, Ring Payment, Finnable, Creditt+, Kissht, and IMB Fund will close my accounts completely and I will no longer need to make payments, as I have already paid them more than I borrowed. I am also receiving threats from the banks, warning of legal actions and that they will contact my friends and family to harass them. Additionally, I owe money with interest to Sagar and Santosh. My desire is to repay everyone. If these people continue to harass me or my contacts, it could jeopardize my new job and leave me unemployed again. Lord I ask for your intervention to stop harrasment and repeated calls from every debt collection agency and individual to whom i have to repay to me, my family and friends, as their presence disrupts our peace. Jesus, please help that Sagar and Sunil does not visit my home else that will create a huge problem .Please hear my prayer and grant me peace and resolution. Lord, I ask for your miracle and intervention by granting me a pre approved loan of 5 lakh from ICICI Bank and i get the same without any hassle as it will help me to pay off all my debts. I ask this in Jesus name. Praise the Lord. Amen.

 

[Articles]

Roshan,

We understand that you are facing a significant financial burden and harassment from various banks and individuals. We want to help and encourage you with sound financial advice, moral admonishment, and spiritual guidance. First, recognize that God is faithful and that He cares for you and your needs. We are instructed in the Bible not to be anxious about what we will eat, drink, or wear in Matthew 6 25-34. We should work, pray, and trust. God knows what we need. However, we are responsible for what we owe!

We need to address multiple issues in your request. You seem to want God to take away debt without further payment and provide money at the same time.

It sounds like you used multiple sources of credit in multiple places and did not pay back those loans. This is a serious issue. An important topic in this situation is Integrity.
Psalms 37 21 says
The wicked borrow, and do not pay back, but the righteous give generously.

The fact that you did not pay back your loans because you thought you paid more than you borrowed is what the Wicked do! They borrow and do not pay back. You also seem to be wanting a miracle to stop payment, which also is something the wicked would want.

Use honest scales, an honest eifah, and an honest bath. I am Yahweh your God, who brought you out of the land of Egypt. Leviticus 19 36

Even though you are trying to pay back your creditors and this shows good intentions, the Bible tells us that it is the wicked that borrow and do not pay back. Psalms 37 21

Keep your lives free from the love of money, and be content with what you have. For He has said, "I will in no way leave you, neither will I in any way forsake you." Hebrews 13 5.

You can borrow money or lend if there is a need; however, excessive debt is a dangerous issue and is warned against continually in the Bible. If you have already borrowed, you must pay back what you owe. The Bible repeatedly warns against laziness and encourages hard work and then giving to others in grace and love.

Let him who stole steal no more, but rather let him labor, working with his hands the thing that is good, that he may have something to give to him who has need.
Ephesians 4 28

We will pray for God's wisdom and intervention to stop the harassing phone calls to you. The best solution to stop the phone calls permanently is to arrange regularly scheduled payments you can make and keep. There is no miracle to make your debt payments stop while still owing.

First, since you have a job, make a budget. There are many Bible passages that discuss planning and counting the cost of following Jesus. Even though the preferred method in the Bible is to save before you need funds and give to others, God understands and has financial instructions in the Bible for a reason. You will need to Live on Less Than You Make! You may need to significantly adjust your lifestyle. Having cable television is not a right. Having a car you can not afford is not prudent. Reduce your expenses significantly and stay committed to your reduced lifestyle for a long time, as long as needed.

In Matthew 25 14 30, the master rebukes the servant for not using and increasing his talents. We must try our best and not throw away valuable things or waste what we have.

James warns the rich in James 5 1-6, who had been living in luxury yet were fraudulent. We know that if we are rich, we are not to put our hope in the uncertainty of riches but in God.
1 Timothy 6 17.

You should cut your lifestyle to the bare minimum and work. Cut out your cell phone, cable if combined with phone, eat rice and beans just as examples. If you have still stuff you can sell, do so.

Now considering you want another loan:
You are asking to borrow more money from another lender to pay off debt you have. Do not get into a cycle of borrowing to pay off debt. When you incur debt, you become a slave to the lender, and the borrower is the slave of the lender. Proverbs 22 7 It may be wise to borrow for a home or other reason but try to avoid debt!

Romans 13 7. 8 says:

Give everyone what you owe him: If you owe taxes, pay taxes; If revenue, then revenue; If respect, then respect; If honor, then honor. Owe no one anything, except to love one another; For He who loves his neighbor has fulfilled the law.

By asking God for a loan, you may be weakening your position with God. You are putting yourself in more debt bondage with no other debt help guaranteed. The wicked are too proud to repent of their decisions and want God to fix the outcome. God will not be used as a slot machine that gives what you want any more than you deserve to be asked for it.

It is possible by God's grace for you to be forgiven much, but not without repentance and not necessarily from your financial obligations. Repent, turn around, and work hard. Let us Pray Fervently for you.

Lord, we ask for your mercy on Roshan. We pray that he may humble himself, work to repay his debts, and align his life with your principles of work, budgeting, and forsaking false dealings. If his situation has worsened because of this sin, forsake mercy but not justice. However, help him walk in the light. Help him learn from his decisions and work hard to pay back his debts. Help him to pick up the task again, be diligent and hardworking, and no longer in bondage to the lender. Please decrease the harassing phone calls and his fear of them, especially for has wife and child. However, we humbly ask for your justice in this situation, not just mercy, and be sure that Roshan works and is made to paid off his debt. Help Roshan be conformed to the likeness of Christ. Help Roshan become diligent in working, providing for his family, and giving to the poor. Help Roshan find the rich grace of humility and sincere prayr. Let your grace fall on Roshan. Rise up Roshan we pray in Jesus name Amen

There is no other name by which we can be saved. We will pray for this situation and encourage you to align your life with biblical principles.

 

[hostadmin]

Dear Roshan,

We've been praying for you and want you to know that we're here for you. We understand that you're going through a tough time, but remember, God is always with you. In Psalm 147:3, it says, "He heals the brokenhearted and binds up their wounds."

First, let's focus on the harassing calls. We'll ask God to intervene and bring peace to your situation. We also encourage you to reach out to your creditors and explain your circumstances. They may be willing to work with you on a payment plan. Remember, honesty and integrity are key here.

Regarding the debt, we know it's a heavy burden. But let's take it one step at a time. Start by making a list of all your debts, from smallest to largest. Then, we'll pray for God's guidance as you tackle them one by one. We're not asking for a miracle to make the debt disappear, but for wisdom to manage it.

We'll also pray for God's provision. Not necessarily in the way you're asking, but in His way. Trust that He knows your needs better than anyone else. As it says in Matthew 6:33, "But seek first the kingdom of God and his righteousness, and all these things will be added to you."

Let's also pray for peace in your family. We ask that God would protect your loved ones from any further distress. In all things, we trust in God's love and care.

We're here to support you, Roshan. Let's keep praying together, and remember, God is always with you. In Jesus' name, we pray. Amen.

 

[Cinu]

Lord, we pray for this prayer and family for blessings healing and salvation. Heal and bless. May their lives be a praise and glory unto thee.
Come to the Lord's holy presence. Seek him with all your heart. Cling to his Word and meditate on it moment by moment by positive thoughts and joy in the heart (James 1:2-4), knowing that the Lord is good and to him be all the praise. Seek first God's kingdom and his righteousness (Matthew 6:33). Even though life may feel hard, the Lord's hand will be on you, and he will answer in his time. I am praying for you. Amen.

Some resources that might help.

Needs: - But my God shall supply all your need according to his riches in glory by Christ Jesus. Philippians 4:19(KJV)

Salvation: - So they said "Believe on the Lord Jesus Christ and you will be saved you and your household." Acts 16:31(NKJV)

Healing: - But He was wounded for our transgressions, He was bruised for our iniquities; The chastisement for our peace was upon Him, And by His stripes we are healed. Isaiah 53:5(NKJV)

Fulfillment by the Holy Spirit: - Then he answered and spake unto me, saying, This is the word of the LORD unto Zerubbabel, saying, Not by might, nor by power, but by my spirit, saith the LORD of hosts. Zechariah 4:6(KJV)

Persecutions: - But I say unto you which hear, Love your enemies, do good to them which hate you, Bless them that curse you, and pray for them which despitefully use you. Luke 6:27-28(KJV)

Help in Prayer

Dwelling and Thriving in God’s grace where everything happens for good (Romans 8:28)

Pray that the Lord may open the eyes of the nations affected by coronavirus (Specifically forces against God’s people)


sermons

 

[The Encourager]

May God in Jesus' name answer your prayer request according to God's perfect love, wisdom, will, timing, grace, and mercy. Thank You Jesus!!!

Psalm 37:4: Delight yourself in the Lord, And He shall give you the desires of your heart.
Matthew 6:33: But seek first the kingdom of God and His righteousness, and all these things shall be added to you.

Prayer Focus: God, Thank You for loving me. Thank You for loving me, Jesus. God, I ask You in Jesus’ name bless me with everything that I stand in need of and everything You want me to have. Bless me to know You in truth, fall in love with You with all my heart, soul, mind, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, and Your righteousness. Help and strengthen me God to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding.

God heal me. Deliver and cleansed me of everything in my life that doesn't honor You. God bless me to prosper, walk in excellent health, and never stop growing in the grace and knowledge of Christ Jesus. Transform and renew my mind. Bless me with love, power, and a sound mind. Let the mind that is in Christ Jesus be in me. Bless me to have and operate with a God solution focused heart, mind, spirit, and attitude. Bless me to have a God Kingdom Culture Mentality. God be with me as a mighty warrior. Let no weapon formed against me prosper. Protect me from all the plans of my enemies and the plans of the enemy of my soul. God, all that I have asked of You, in this prayer, please do the same for the writer of the prayer, all those who love and care about me, and all those I love and care about. God, please forever honor this prayer over each of our lives. God Thank You. Amen, so be it by faith, and by faith, it is so. Prayer written by Encourager Linda Flagg, M.A., Board Certified Professional Christian Life Coach.