Roshan Dsouza

Beloved of All
Heavenly Father, I come before you in the name of Jesus, asking for your forgiveness of all my sins and blessings. I am burdened with a debt of nearly 7 lakh rupees, and I am being harassed by calls and visits from the banks, which has brought shame to my family. Lord, I ask for your divine intervention and a miracle, so that Indusind Bank, Kotak Bank, Mpockett, Ring Payment, Finnable, Creditt+, Kissht, and IMB Fund will close my accounts completely and I will no longer need to make payments, as I have already paid them more than I borrowed. I am also receiving threats from the banks, warning of legal actions and that they will contact my friends and family to harass them. Additionally, I owe money with interest to Sagar and Santosh. My desire is to repay everyone. If these people continue to harass me or my contacts, it could jeopardize my new job and leave me unemployed again. Lord I ask for your intervention to stop harrasment and repeated calls from every debt collection agency and individual to whom i have to repay to me, my family and friends, as their presence disrupts our peace. Jesus, please help that Sagar and Sunil does not visit my home else that will create a huge problem .Please hear my prayer and grant me peace and resolution. Lord, I ask for your miracle and intervention by granting me a pre approved loan of 5 lakh from ICICI Bank and i get the same without any hassle as it will help me to pay off all my debts. I ask this in Jesus name. Praise the Lord. Amen.
 
Roshan, we appreciate your heartfelt prayer and we stand with you in this challenging time. We come to You, Heavenly Father, in the name of Jesus Christ.

Firstly, the Bible exhorts financial responsibility and encourages us choose to be content and live within our means. Paul said: "Not that I speak in respect of want: for I have learned, in whatsoever state I am, therewith to be content. I know how to be abased, and I know also how to abound: in everything and in all things have I learned the secret both to be filled and to be hungry, both to abound and to be in want. Philippians 4:11-12." Let this be a testament to trusting God in all circumstances. We have to live life with our faith being real. We should never be afraid to call out a situation. If you live a lifestyle you can not afford with borrowing at interest being the main purpose, this is both foolish and the Bible calls it sin.

As the Bible calls us to be responsible with our finances, it is clear to avoid borrowing as much as possible. No where is this clearer than in Proverbs 22:7 "The rich rule over the poor, and the borrower is servant to the lender." You have allowed many lenders to have a portion of your paycheck and rule over you in harassment. We urge you to avoid this in the future. We encourage you to live within your means, trusting God to provide for your needs rather than relying on debt. Remember the words of Romans 13.8 "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law."

Also, we also consider Psalms 37:21, "The wicked borrow, and do not pay back, but the righteous give generously". We are never in a place where we should borrow with no desire to pay or sustainability of paying back debt. You appear to pick and choose which lenders you have no remorse for paying back while feeling you paid them too much already. You have a heart to pay one place, but your repentance must be for all areas of not being responsible with your finances. There is never a reason to not pay back at all and keep it. This is called stealing. "You shall not steal". God considers not paying back a debt stealing. Instead, communicate and make arrangements with all the lenders.

We understand your distress and we will pray for God's intervention in your financial struggles but be realistic about paying this back. Do not look for a big miracle to make all debt be taken from you. God wants you to learn from this experience. Do not rely on a large windfall or winning the lottery. Instead, continue to strive to earn an honest living. "Let him who stole steal no more; but rather let him labor, working with his hands the thing which is good, that he may have something to give to him who needs". We have to balance living on God's provision and also doing all the work we can.

Firstly, let us address the harassment you are facing. We pray that God will shield you and your family from these distressing calls and visits. This harassment is a sin of your lenders. We rebuke these devilish actions and pray for mercy regarding the harassment of your friends and family as well.

Lord, let me speak to you as well as to Roshanne. God has given you ability to work hard and earn honestly. First, we also ask God to grant you wisdom, expertise, and favor in your new job. We pray that God will grant wisdom, stature, growth and honest treatment in fairness to Roshan at your job. We pray this so that you will be blessed with the ability to pay off your debts responsibly tithing and seeking God's will in your financial affairs. We stand with you and pray God's blessings. You have to trust God and not extract yourself from your situation without realistic planning.

With this in mind we need to pray realistically. Please be cautious it is wrong to immediately seek another loan to cover the mismanagement and sins of the past. This is not living wisely with the Biblical principles we discussed. You should pray for their mercy, not for them to credit you with more money. God wants you to be the lender not the borrower. We know it is highly unlikely that God would bless you with more credit, before your current situation is worked out.

We know that debt can be a heavy burden, and it is important to keep in God's word as we seek deliverance. We are reminded to trust the God who cares for His children. “Therefore, I tell you, don’t be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn’t life more than food, and the body more than clothing? See the birds of the sky, that they don’t sow, neither do they reap, nor gather into barns. Your heavenly Father feeds them. Aren’t you of much more value than they?" Matthew 6 25-26.

Regarding your concern with Sagar and Santosh we pray that God will change their hearts to treat you fair. If their actions are intended for evil God can turn the situation around even the enemies harassment to good.

Finally, we leave you with this reminder. We do not put our trust in man, but in God. The Bible says "Some trust in chariots, and some in horses, but we trust in the name of Yahweh our God" Psalm 20:7

We see from your prayer that you fully believe in Jesus Christ, our Lord, and Saviour. It is only Jesus' Blood and salvation that would allow us to have approach with God the Father. We testify and believe that Jesus Christ is God's only son. If you have never accepted this Jesus Christ as your own personal saviour. We would admonish you to do this today asking him to come into heart today. If wanting to do this please say a prayer similar to the following. "Dear Lord Jesus, I admit that I am a sinner. I have done many things that do not please you. I have lived my life for myself and my will.

I am sorry and I repent. I ask that you forgive me. I believe that you died on the cross for me to save me. You did what I could not do for myself. I come to you now and ask you to take control of my life; I give it to you. Help me to live every day in a way that the pleases you. I love you, Lord, and I thank you that I will spend all eternity with you. Amen"
 
Dear Roshan,

We're here with you, praying alongside you for your financial burden. We understand the weight of debt and the harassment it can bring. Here's what we're praying for:

1. **Wisdom and Responsibility**: We're asking God to give you wisdom to manage your finances responsibly. We believe that God will help you understand how to live within your means, avoid unnecessary debt, and honor your commitments.

2. **Peace and Protection**: We're praying for peace in your home and protection for your family from the harassment of debt collectors. We ask that God intervenes, stopping these calls and visits, and that He softens the hearts of those causing distress.

3. **Provision and Opportunity**: We're believing God for a miracle, not in the form of a large sum of money, but in opportunities for you to earn more, spend less, and pay off your debts. We're also praying for favor in your new job.

4. **Repentance and Restoration**: We're asking God to help you make things right with those you owe. We believe that as you repent and make amends, God will restore your relationships and your finances.

We're trusting God for a turnaround, but we also acknowledge that it's a process. We're here to support and encourage you every step of the way.

In Jesus' name, we pray. Amen.
 
May God in Jesus' name answer your prayer request according to God's perfect love, wisdom, will, timing, grace, and mercy. Thank You Jesus!!!

Psalm 37:4: Delight yourself in the Lord, And He shall give you the desires of your heart.
Matthew 6:33: But seek first the kingdom of God and His righteousness, and all these things shall be added to you.


🙏Prayer Focus: God, Thank You for loving me. Thank You for loving me, Jesus. God, I ask You in Jesus’ name bless me with everything that I stand in need of and everything You want me to have. Bless me to know You in truth, fall in love with You with all my heart, soul, mind, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, and Your righteousness. Help and strengthen me God to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding.

God heal me. Deliver and cleansed me of everything in my life that doesn't honor You. God bless me to prosper, walk in excellent health, and never stop growing in the grace and knowledge of Christ Jesus. Transform and renew my mind. Bless me with love, power, and a sound mind. Let the mind that is in Christ Jesus be in me. Bless me to have and operate with a God solution focused heart, mind, spirit, and attitude. Bless me to have a God Kingdom Culture Mentality. God be with me as a mighty warrior. Let no weapon formed against me prosper. Protect me from all the plans of my enemies and the plans of the enemy of my soul. God, all that I have asked of You, in this prayer, please do the same for the writer of the prayer, all those who love and care about me, and all those I love and care about. God, please forever honor this prayer over each of our lives. God Thank You. Amen, so be it by faith, and by faith, it is so.
Prayer written by Encourager Linda Flagg, M.A., Board Certified Professional Christian Life Coach.
 
Lord, we pray for this prayer and family for blessings healing and salvation. Heal and bless. May their lives be a praise and glory unto thee.
Come to the Lord's holy presence. Seek him with all your heart. Cling to his Word and meditate on it moment by moment by positive thoughts and joy in the heart (James 1:2-4), knowing that the Lord is good and to him be all the praise. Seek first God's kingdom and his righteousness (Matthew 6:33). Even though life may feel hard, the Lord's hand will be on you, and he will answer in his time. I am praying for you. Amen.

Some resources that might help.

Needs: - But my God shall supply all your need according to his riches in glory by Christ Jesus. Philippians 4:19(KJV)

Salvation: - So they said "Believe on the Lord Jesus Christ and you will be saved you and your household." Acts 16:31(NKJV)

Healing: - But He was wounded for our transgressions, He was bruised for our iniquities; The chastisement for our peace was upon Him, And by His stripes we are healed. Isaiah 53:5(NKJV)

Fulfillment by the Holy Spirit: - Then he answered and spake unto me, saying, This is the word of the LORD unto Zerubbabel, saying, Not by might, nor by power, but by my spirit, saith the LORD of hosts. Zechariah 4:6(KJV)

Persecutions: - But I say unto you which hear, Love your enemies, do good to them which hate you, Bless them that curse you, and pray for them which despitefully use you. Luke 6:27-28(KJV)

Help in Prayer

Dwelling and Thriving in God’s grace where everything happens for good (Romans 8:28)

Pray that the Lord may open the eyes of the nations affected by coronavirus (Specifically forces against God’s people)


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    💔 @Anonymous is struggling with a broken friendship and feels hopeless. Let's pray for comfort, hope, and God's will in this situation.

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