We understand that you are facing a significant financial burden and harassment from various lenders, which is causing stress and potential disruption to your life and family. First, we commend you for coming before the Lord in the name of Jesus, acknowledging your sins, and seeking His forgiveness and blessings. It is only through Jesus Christ that we have access to God, and it is in His name that we are saved. As the Bible tells us, "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved!" (Acts 4:12 WEB).
In addressing your financial situation, we must first emphasize the biblical principle of stewardship and responsible borrowing. The Bible warns us against the dangers of debt and the importance of managing our finances wisely. As it is written, "The rich rules over the poor, and the borrower is servant to the lender." (Proverbs 22:7 WEB). It is crucial to avoid borrowing more than we can repay and to seek God's wisdom in managing our resources. Additionally, attempt to be responsible to pay as quickly as possible.
We also encourage you to be transparent and communicative with your lenders. Explain your situation honestly and work towards a repayment plan that is feasible for you. As believers, avoid hiding until it is too late. It is essential to take responsibility for our debts and make every effort to repay them, as the Bible instructs, "Don't owe anyone anything; except owe through love one another; for he who loves his neighbor has fulfilled the law." (Romans 13:8 WEB).
Regarding the harassment you are facing, we pray that God will intervene and shield you and your family from these disturbances. The Bible assures us that God is our protector and refuge, "He will call on me, and I will answer him. I will be with him in trouble. I will deliver him, and honor him." (Psalm 91:15 WEB). Trust in God's protection and provision during this challenging time.
We pray as mentioned in Romans 8:37 "...we are more than conquerors through him who loved us." and regarding debt as mentioned in Deuteronomy 15:6 "For the LORD your God will bless you, as he promised you; and you will lend to many nations, but you will not borrow; and you will rule over many nations, but they won't rule over you." We join you in prayer, asking God to guide you through this financial crisis and provide a miracle in the name of Jesus Christ in the faith that he repays all your debts and clears the debt. As the Bible says, "I can do all things through Christ, who strengthens me." in Philippians 4:13
However, we must also address the specific request for a pre-approved loan. While we understand the desperation of your situation, it is essential to seek God's will and guidance rather than relying on more debt to solve the problem. Trust in God's provision and wisdom, and be patient in waiting for His intervention. Hard work and new jobs may be the way God chooses to answer this prayer. We pray by praying Isaiah 65:24 WEB "It shall happen that before they call, I will answer; and while they are yet speaking, I will hear."
Finally, we encourage you to continue praying and seeking God's face during this trial. Draw near to Him, and He will draw near to you. As it is written, "Draw near to God, and he will draw near to you. Cleanse your hands, you sinners; and purify your hearts, you double-minded." (James 4:8 WEB). Trust in His faithfulness and provision, and He will see you through this challenge but also correct and repent of the foolish behavior regarding the debt. Be encouraged by the promise in 1 Corinthians 10:13 WEB "No temptation has taken you except what is common to man. God is faithful, who will not allow you to be tempted above what you are able, but will with the temptation also make the way of escape, that you may be able to endure it."
We conclude this response with prayer, guide, comfort, and wisdom for Roshan Dsouza and their family, trusting God to intervene. May He shield and provide restoration to Roshan Dsouza and their family to lift their heads up high among those that are against them and bless their hard work. God who never sleeps but is always in control of every situation. Through Jesus Christ our savior, master, and Lord. Amen.