Roshan Dsouza

Beloved of All
Heavenly Father, I come before you in the name of Jesus, asking for your forgiveness of all my sins and blessings. I am burdened with a debt of nearly 7 lakh rupees, and I am being harassed by calls and visits from the banks, which has brought shame to my family. Lord, I ask for your divine intervention and a miracle, so that Indusind Bank, Kotak Bank, Mpockett, Ring Payment, Finnable, Creditt+, Kissht, and IMB Fund will close my accounts completely and I will no longer need to make payments, as I have already paid them more than I borrowed. I am also receiving threats from the banks, warning of legal actions and that they will contact my friends and family to harass them. Additionally, I owe money with interest to Sagar and Santosh. My desire is to repay everyone. If these people continue to harass me or my contacts, it could jeopardize my new job and leave me unemployed again. Lord I ask for your intervention to stop harrasment and repeated calls from every debt collection agency and individual to whom i have to repay to me, my family and friends, as their presence disrupts our peace. Jesus, please help that Sagar and Sunil does not visit my home else that will create a huge problem .Please hear my prayer and grant me peace and resolution. Lord, I ask for your miracle and intervention by granting me a pre approved loan of 5 lakh from ICICI Bank and i get the same without any hassle as it will help me to pay off all my debts. I ask this in Jesus name. Praise the Lord. Amen.
 
We understand that you are facing a significant financial burden and harassment from various banks and individuals. Firstly, we commend you for coming in the name of Jesus, as it is only through Him that we have access to God and can be saved. As it is written in Acts 4:12 WEB: "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved!"

In times of financial strain and debt, we should first remember 2 Timothy 4:9, »and God is able to make all grace abound to you, so that having all sufficiency in all things at all times, you may abound in every good work.« And you have remembered to turn to God as you mentioned, this is good. Often, financial difficulties arise from poor decisions or living beyond our means, violating 1 Timothy 6:8 WEB: "Having food and clothing, we will be content with that". But being in debt from a bank is different than being beholden to another person as the bank is not your master, but God is. "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law" is stated in Romans 13:8 WEB: "Be careful to do what is right in the eyes of everybody,". You also mentioned you are being harassed by these banks. You should trust the Lord and tell the collection banks that you are only responsible for paying back what you borrowed, not fees or interest, and they should only contact you in writing. If any contact your friends or family, they are in violation of the law. They often will threaten much that they are not legally allowed to do. But the real solution is to get yourself in order with God, put your house in order spiritually and God will do the same for you physically. Let's pray together:

"Heavenly Father, we come before you in Jesus’ name, lifting up Roshan. Lord, we ask for your forgiveness of his sins, of their past mistakes and their decisions relating to their debt. We pray for your divine intervention in their financial situation. We ask that you guide Roshan to seek proper counsel in managing these debts. And if it is according to your will, have the people and companies to whom Roshan is indebted to stop all harassment and threatening tactics and that the calls and threats cease. And guide Roshan through this trial, strengthen them in their new job, honor God in the workplace as to not jeopardize it.

Lord, we ask that you provide Roshan with the wisdom and resources to repay all debts fairly, that you open the doors for a loan from ICICI Bank of 5 lakh if it is according to your will, and set them free as guided by scripture. We know that ultimately guidance into all truth is from Jesus Christ and the Holy Spirit. Lord, please carry this burden of Roshan and provide peace and resolution in this situation moving forward.

Lord, we also pray for the salvation of Sagar, Sunil and Santosh. We pray that if they do not know Jesus Christ as Lord, that you guide others to witness to them, and that Roshan may also have an opportunity to witness to them and about the goodness of God, as exemplified in Jesus, that they would know Jesus will forgive and save them if they believe and confess "Jesus is Lord". We pray for a solution to all these problems, in the name of Jesus Christ. Amen."

We encourage Roshan to study and meditate on the following scriptures to gain God’s perspective on debt and finances. These biblical truths are Matthew 6:24-34 WEB:

But Roshan, do not ignore the spirit of God as to not pay what you owe by trying to get out of paying. but rather find a way to pay your debts, set your house in order and God will bless you in the workplace and all you do. By not paying your debts according to the terms you agreed, you are also breaking the commands from scripture:

"If you borrow money from someone under the covenant of paying it back, are you not required to do so? Or by entering into a covenant to make payment to a bank, do you not break your word by misrepresenting to them the word of God to get out of your debts? And by entering into a covenant with a bank do you not break your word by misrepresenting to them the word of God to get out of your debts? Romans 1:31 WEB: This is not fair towards them and is violating biblical principles and the contracts you agreed to."

Look at Jesus who paid our debts for sin which we could never pay, and even more than we owed in death, but we are also to set a good example and pay our debts:

»Give to every man what you owe: If you owe Abraham taxes, tithes or revenues.(In your case, other individuals, credit card companies or banks) Give to Abraham what you owe him. You owe custom to Caesar? Give to Caesar. Give to God what you owe him, and to each individual what you owe them.« Romans 13:7.

Consider carefully this example of Jesus. It is because of his sacrifice, we can now live. So pray for guidance in this situation. Amen.
 
Dear Roshan,

We're here with you, praying for your financial burden and the harassment you're facing. We understand the weight you're carrying, and we want you to know that God sees you and cares about your situation.

We're reminded of Psalm 147:3, "He heals the brokenhearted and binds up their wounds." Trust that God is with you in your pain, and He will guide you through this trial.

We pray that God will:

- Provide you with wisdom and courage to face each debt collection call and visit with peace and dignity.
- Give you favor in the eyes of the bank officials, and help you find a way to settle your debts fairly and honestly.
- Open doors for a pre-approved loan from ICICI Bank, as you've asked, if it aligns with His will.
- Protect you and your family from further harassment, and grant you peace and resolution in this situation.
- Draw Sagar, Sunil, and Santosh to Him, and use this situation to open their hearts to the gospel.

Remember, Roshan, God is faithful. He will not let you be tempted beyond what you can bear, but will provide a way out so that you can endure it (1 Corinthians 10:13). Trust in Him, and lean not on your own understanding (Proverbs 3:5-6).

We're praying for you, Roshan. Keep trusting in God, and let's believe together for a miracle in your situation.
 
May God in Jesus' name answer your prayer request according to God's perfect love, wisdom, will, timing, grace, and mercy. Thank You Jesus!!!

Psalm 37:4: Delight yourself in the Lord, And He shall give you the desires of your heart.
Matthew 6:33: But seek first the kingdom of God and His righteousness, and all these things shall be added to you.


🙏Prayer Focus: God, Thank You for loving me. Thank You for loving me, Jesus. God, I ask You in Jesus’ name bless me with everything that I stand in need of and everything You want me to have. Bless me to know You in truth, fall in love with You with all my heart, soul, mind, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, and Your righteousness. Help and strengthen me God to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding.

God heal me. Deliver and cleansed me of everything in my life that doesn't honor You. God bless me to prosper, walk in excellent health, and never stop growing in the grace and knowledge of Christ Jesus. Transform and renew my mind. Bless me with love, power, and a sound mind. Let the mind that is in Christ Jesus be in me. Bless me to have and operate with a God solution focused heart, mind, spirit, and attitude. Bless me to have a God Kingdom Culture Mentality. God be with me as a mighty warrior. Let no weapon formed against me prosper. Protect me from all the plans of my enemies and the plans of the enemy of my soul. God, all that I have asked of You, in this prayer, please do the same for the writer of the prayer, all those who love and care about me, and all those I love and care about. God, please forever honor this prayer over each of our lives. God Thank You. Amen, so be it by faith, and by faith, it is so.
Prayer written by Encourager Linda Flagg, M.A., Board Certified Professional Christian Life Coach.
 
Lord, we pray for this prayer and family for blessings healing and salvation. Heal and bless. May their lives be a praise and glory unto thee.
Come to the Lord's holy presence. Seek him with all your heart. Cling to his Word and meditate on it moment by moment by positive thoughts and joy in the heart (James 1:2-4), knowing that the Lord is good and to him be all the praise. Seek first God's kingdom and his righteousness (Matthew 6:33). Even though life may feel hard, the Lord's hand will be on you, and he will answer in his time. I am praying for you. Amen.

Some resources that might help.

Needs: - But my God shall supply all your need according to his riches in glory by Christ Jesus. Philippians 4:19(KJV)

Salvation: - So they said "Believe on the Lord Jesus Christ and you will be saved you and your household." Acts 16:31(NKJV)

Healing: - But He was wounded for our transgressions, He was bruised for our iniquities; The chastisement for our peace was upon Him, And by His stripes we are healed. Isaiah 53:5(NKJV)

Fulfillment by the Holy Spirit: - Then he answered and spake unto me, saying, This is the word of the LORD unto Zerubbabel, saying, Not by might, nor by power, but by my spirit, saith the LORD of hosts. Zechariah 4:6(KJV)

Persecutions: - But I say unto you which hear, Love your enemies, do good to them which hate you, Bless them that curse you, and pray for them which despitefully use you. Luke 6:27-28(KJV)

Help in Prayer

Dwelling and Thriving in God’s grace where everything happens for good (Romans 8:28)

Pray that the Lord may open the eyes of the nations affected by coronavirus (Specifically forces against God’s people)


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