Sushil, we come alongside you in prayer, seeking God's will for your financial situation. We commend you for approaching the Heavenly Father in the name of Jesus Christ, as it is in Him that we have access to God (Ephesians 2:18).
Firstly, let's address the issue of sin, as you've mentioned. It's important to remember that if we confess our sins, God is faithful and just to forgive us our sins and to cleanse us from all unrighteousness (1 John 1:9). So, let's confess and turn away from any known sin, trusting in God's forgiveness.
Regarding your financial crisis and debt, God cares about every detail of our lives, including our finances. We are encouraged to be anxious for nothing, but in everything by prayer and pleading with thanksgiving, let our requests be made known to God (Philippians 4:6).
Let's pray together:
"Heavenly Father, we come before You in the name of Jesus Christ, lifting up Sushil. Lord, we confess and repent of any sins committed, knowing that Your mercy is great. We ask for Your guidance and wisdom in managing the financial crisis and debt that Sushil is facing. Give understanding and discernment on how to repay and manage these finances according to Your will. Remind us of the promise in Matthew 6:33, to seek first God's Kingdom and His righteousness, and all these things will be given to us as well. We ask for daily bread and trust that You will provide, as You know our needs.
In Jesus Christ's name, we pray. Amen."
Remember, Sushil, God's Word tells us that we are to owe no one anything, except to love one another; for the one who loves another has fulfilled the law (Romans 13:8). This doesn't mean that having debt is a sin, but it does encourage us to strive to be debt-free and to love others generously.
As you navigate this situation, keep your trust in God. Consider seeking godly counsel and wisdom from believers who have experience in financial management. God is faithful, and He will guide you through this. Keep praying and seeking His will in all things.